What Is A Fleet Credit Card? | A Guide For Fleet Owners

The Coast fleet card is a Visa-based charge card that helps local commercial fleets manage fuel and day-to-day operational expenses. Unlike traditional fleet cards that work only at specific stations, Coast works at locations that accept Visa, which gives drivers more flexibility on the road.

Drivers can use Coast cards for fuel, maintenance, parts, tolls, car washes, parking, hotels, and other fleet-related purchases. Coast offers fuel rebates of 3¢–9¢ per gallon at its network of over 30,000 partner stations, along with 1% cash back at merchants other than gas stations.. 

Coast provides granular controls to help prevent misuse of funds. Managers can set spending limits for each driver or vehicle, restrict merchant categories (e.g., fuel only), and specify the days and times drivers can use their cards. 

When a driver uses their card, the Coast platform captures line-item data, including fuel type, price per gallon, and purchase amount, and then links the transaction to a specific driver and vehicle. This gives managers a clear view of fuel usage, spending trends, and potential inefficiencies.

Coast integrates with telematics systems like Samsara and Geotab, which can help managers block suspicious transactions and flag anomalies in real-time by comparing card activity with GPS data, fuel tank size, odometer readings, and other signals. It also connects to accounting tools like QuickBooks to automate coding, reconciliation, and IFTA (International Fuel Tax Agreement) reporting.

To show its commitment to security, Coast offers a $25,000 annual fuel fraud guarantee that covers both external and employee fraud (Terms apply). 

WEX Fleet Card is a closed-loop fuel solution specifically designed to help businesses control and manage fuel and vehicle maintenance expenses. This fleet card provider offers over 50 card options for various types of fleets, including large fleets and government fleets. 

WEX provides fleet managers with spending controls, which enable them to restrict purchases by product type (e.g., fuel-only), time of day, driver ID, and odometer reading.

WEX also collects detailed transaction data at the pump, which removes the need for manual receipts and helps companies calculate miles per gallon (MPG), simplify IFTA (International Fuel Tax Agreement) reporting, and build accurate performance reports.

The platform integrates with major accounting and fleet tool.

Fuelman is a fleet credit card program that helps businesses manage fuel and vehicle-related spending through a mix of controls, reporting, and network partnerships. Each account comes with a monthly fee that covers all cards.

Fuelman has a Discount Network, which includes more than 40,000 fueling locations in the United States. Drivers who fuel within this network can access per-gallon rebates. 

The platform also allows managers to set limits based on driver, vehicle, day, or spending category. Higher-tier Fuelman plans also include access to a maintenance network.

The EFS Fleet Card is a payment and fleet management system designed for mid-to-large trucking fleets that need tight controls, detailed reporting, and support for high-volume diesel usage. As part of the WEX family, it focuses on over-the-road (OTR) operations and gives carriers tools to manage fuel and non-fuel spending across long routes.

EFS allows managers to set real-time limits for each card and control spending by driver, vehicle, category, or location. Drivers typically enter a PIN at the pump, which can help track exactly who is making each purchase and where it takes place.

Through the WEX CardControl and EFS CarrierControl apps, drivers and managers can view balances, move funds, find fueling locations, and manage card settings from the road. Beyond fuel, drivers can use the card to pay for repairs, permits, cash advances, and settlements, which helps consolidate spending on one platform.

The Comdata Fleet Card is a closed-loop payment system built for small fleets, large OTR carriers, and companies that operate electric vehicles (EVs). 

Comdata is accepted at 8,000+ truck stops across North America, including TA/Petro, Pilot Flying J, and Love’s. Drivers can use the FleetAdvance mobile app to see their exact contracted fuel price before they arrive.

Comdata supports electric vehicles through ChargePass, a solution that covers both EV charging and traditional fueling. ChargePass also supports payment options like mobile payments, Apple Pay, RFID, dip, and tap-to-pay.

Comdata offers financial tools like Comchek® to help drivers make electronic money transfers and Lumper Pay with eReceipts, so they can electronically capture transaction documentation. Managers can track spending and route patterns through the OneLook analytics platform.

AtoB is a fleet payment platform built for local fleets, mixed-fuel fleets, and electric vehicles. It offers four types of cards that support different needs: 

– The AtoB Fleet Card, which helps drivers to pay for fuel, tolls, lumpers, weigh stations, towing, lodging, and other on-the-road expenses. 

– The Business Expense Card, which gives fleet owners and managers a way to pay for tires, parts, services, permits, rent, and insurance. 

– The Driver Payroll Card, which allows companies to pay drivers instantly and create reward programs that encourage smart fueling choices.

– The AtoB Unlimited Fuel Card, which is a Visa-based prepaid card that helps businesses build credit on every purchase. 

Because AtoB uses Mastercard and Visa, the cards are accepted almost everywhere. Managers can set detailed controls that limit spending by time of day, merchant, product category, and location. They can also issue or disable cards and whitelist/blacklist merchants.

The Motive Fleet Card is a payment system that combines fleet management with spend control. It runs on the Mastercard network, so fleets can use it anywhere Mastercard is accepted to pay for fuel, repairs, lodging, parts, and more.

Motive offers customizable controls, which managers can use to: 

– Set spending limits by day, time, amount, and location 

– Help block certain merchants and spend types

– Adjust spend categories in real-time

Motive links vehicle telematics data (GPS, odometer, fuel level) with vehicle data. This integration powers a fraud system that can help decline suspicious purchases. In terms of savings, Motive offers rebates at more than 35,000 partner locations. 

Shell Card is a payment solution that lets drivers use one physical or virtual card for fuel, EV charging, and in-store purchases at Shell locations.

Shell has a large global footprint, with acceptance at more than 150,000 fueling sites and over 1 million EV charging points across 75 countries. In the United States, however, Shell offers two fleet products: 

– Shell Card Business, a basic option that provides savings of up to 6¢ per gallon at 12,000+ Shell stations. 

– Shell Card Business Flex, a more versatile option that is accepted at 95% of U.S. fuel stations.

Shell Cards can help reduce fraud through email alerts for unusual activity and chip-and-PIN protection for lost, stolen, or counterfeit cards.

ExxonMobil offers two fleet card options that help businesses manage fuel spending while earning rebates at Exxon and Mobil stations. 

– The ExxonMobil FleetPro card is built for mixed fleets and heavy-duty diesel operations. It works at 12,000+ Exxon and Mobil locations and over 800 commercial diesel pumps, where fleets get customized pricing and discounts.

– The ExxonMobil BusinessPro card (private label and universal) is powered by WEX and is designed for light-duty fleets such as cars and vans. It’s accepted at 95% of fuel stations across the United States, including all Exxon and Mobil stations.

Because ExxonMobil fleet cards carry Mastercard acceptance, fleets can use them for non-fuel purchases such as maintenance, parts, travel, and service work. 

ExxonMobil also provides online and mobile tools that managers can use to view card activity, access invoices, download reports, and update cardholder details. They can also set limits by product type, time of day, dollar amount, or merchant. 

Managers can maintain control over the purchases drivers make by requiring them to enter PINs or odometer readings before each purchase. 

The Voyager Fleet Card, issued through U.S. Bank, works at more than 320,000 fueling locations, over 60,000 maintenance and repair shops, and more than 10,000 independent truck stops.

Instead of selling directly to fleets, U.S. Bank partners with third-party providers such as Edenred, Fuel Express, and CNRG Fleet, who each offer their own pricing structure, rebates, and customer support. 

Voyager allows managers to set rules by product type, dollar limit, time of day, or number of transactions. Drivers are typically required to enter a PIN and often an odometer reading before each purchase. As soon as the transaction is complete, managers can receive an alert with all purchase details.

The Chevron/Texaco Business Card, issued by WEX, offers three card options that help fleets manage fuel spending, improve security, and simplify administration, including:

– The standard Business Card has no setup, annual, or card fees, but it is limited to only 8,000+ Chevron and Texaco stations. This option works well for fleets that already fuel regularly in those stations.

– The Business Access and Business Access Flex cards are more flexible. WEX states the Business Access and Business Access Flex cards are accepted at up to 95% of U.S. fuel stations and 45,000+ service locations through the WEX network. However, drivers get higher savings rates when they fuel at Chevron or Texaco stations. 

Each card includes detailed spending controls through which managers can set limits by product type, daily amount, number of transactions, or time of day. 

Drivers enter their ID and often an odometer reading at each purchase. 

About

The Circle K Pro Fleet Card is a fleet card program that helps businesses save on fuel and manage their fleet expenses. It’s accepted at more than 6,000 Circle K locations.

Circle K offers two main physical cards:

– Pro Fleet Card: This card has no monthly or annual fees and works only at Circle K locations. Drivers can use it for fuel and car washes, making it a simple, cost-effective option for fleets that stay within the Circle K network.

– Pro Universal Card: This card is accepted at 95% of U.S. fuel stations through the WEX network and offers the best savings at Circle K. It supports fuel, car washes, and WEX-accepted services, including maintenance, repairs, and roadside assistance.

Since both cards run on the WEX security platform, they require Driver ID and odometer readings for every transaction. This can help prevent misuse and keep records accurate for reporting. 

The program allows fleet managers to set purchase limits and track transactions through a dedicated online portal. 

Circle K also offers a mobile app called Digital+, which allows drivers to pay with a virtual card at any station that accepts Visa.